:root{--navy:#071d38;--navy2:#00152c;--orange:#ff6b00;--bg:#f4f7fb;--line:#e6edf5;--muted:#667085}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--navy)}
a{text-decoration:none;color:inherit}.top{background:var(--navy2);color:#fff;padding:28px 24px}.wrap{max-width:1240px;margin:auto}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.top h1{margin:0;font-size:32px}.top p{margin:8px 0 0;color:#cbd5e1;font-weight:700}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:12px;background:var(--orange);color:#fff;font-weight:900;padding:12px 16px;margin:4px}
.btn.dark{background:var(--navy)}.main{padding:26px 24px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:0 12px 32px rgba(8,29,56,.10);min-height:160px;display:flex;flex-direction:column;justify-content:space-between}
.card h2{margin:0 0 10px;font-size:22px}.card p{margin:0 0 18px;color:var(--muted);font-weight:700;line-height:1.35}
.card .actions{display:flex;gap:8px;flex-wrap:wrap}.tag{display:inline-block;background:#fff7ed;color:#c2410c;border-radius:999px;padding:7px 11px;font-weight:900;font-size:12px;margin-bottom:12px}
.note{background:#fff;border-left:6px solid var(--orange);border-radius:16px;padding:18px;margin:22px 0;box-shadow:0 8px 24px rgba(8,29,56,.08);color:#475569;font-weight:700}
@media(max-width:950px){.grid{grid-template-columns:1fr 1fr}.top h1{font-size:26px}}
@media(max-width:620px){.grid{grid-template-columns:1fr}.main{padding:18px 14px}.top{padding:22px 14px}}